Stories Matter
Mobile and Text Banking
Mobile Banking
DOWNLOAD THE APP
Online banking in the palm of your hand! Vist one of the following links to pay bills, check balances, and send money to anyone using the It’sME24/7 mobile phone app!
Remote Check Deposit – Snap a picture of a check with your cell phone or mobile device and deposit it into your credit union account. The credit union will require all mobile deposits made from your phone to be endorsed on the back. Before making a mobile deposit, always:
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- Sign the back of your check
- Write the phrase: “For SMFCU mobile deposit only.” If your endorsement is not written correctly and clearly on the back of the check, or is missing entirely, your deposit may be denied
Pay Anyone with P2P Transactions – Easily send money to family and friends. You just need the recipient’s cell phone number or email address and when the recipient receives the message, they will be sent to a secure web page that allows them to key in their account information to accept the money you sent. Once accepted, they receive payment, and you’re good to go!
CU Talk
This option is available when your computer is not.
Call 1-800-860-5704 and enter our credit union access code of 118.
Enter your account number (2 zeros at the end) and your PIN from online banking.
The CU Talk menu will guide you through the steps to complete transactions like transferring between accounts, checking balances, and making loan payments.
Browser Only, No Installation
It’s FREE and there is nothing to install.
Simply log onto www.smfcu.org from your phone browser and hit the ITSME247 account login button.
Log into your account with your user name, password and security question and you are ready to manage your accounts on your smart phone.
View balances and transaction history, open a new sub account, transfer money, pay bills—you can do everything on your phone that you can do on your computer.
Text Banking
- Send a text message command to receive text message replies regarding the balance of your savings, checking, certificates, loans, and credit card accounts.
- Enroll in e-Alerts and receive notices regarding account balances, electronic deposits, withdrawals, or when a payment is due
TEXT BANKING COMMANDS – The following are Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process. These commands can be sent to IM247 (46247).
- BAL Balance for all accounts
- BAL {nick} Balance for up to three savings or checking accounts, where {nick} is a custom 1-6 character nickname assigned within It’s Me 247
- BAL {#} Balance for a specific account, where {#} is the 3-digit account suffix
- BAL {nick} {#} Balance for a specific membership and account combination
- STOP Turns off all text banking
- STOP {nick} Turns off text banking for a specific account
- HELP The customer service number
ONE-WAY TEXT ALERTS – You can set up one-way text alerts via the e-Alert subscriptions page, and create alerts similar to your standard e-Alerts:
- Account Balance
- Notification of an ACH Deposit or Withdrawal
- Notification that a Loan Payment is due
- E-Notice notification
Why choose media credit union?
Member Owned: As a not-for-profit organization, any extra money made is returned to members through better rates on loans and savings, lower fees, or additional services.
Community Focused: We focus on serving the financial needs of our local communities, which benefits the community we live in. Members help each other financially, creating a supportive and collaborative environment.