Stories Matter
Loans Rates and Terms
Loan Rates
| Loan Type | APR* |
|---|---|
| New or used Vehicles* | As low as 5.60% |
| RV/Boat/Motorcycle* | As low as 7.14% |
| Signature & LOC* | As low as 13.99% |
| VISA Classic®* | As low as 12.90% |
All rates displayed are subject to change without notice.
Savings Rates
To learn more about our savings account options check out our savings accounts page.
| Type of account | Rate | APY* |
|---|---|---|
| Regular savings | 0.10% | .010% |
| Holiday Club | 0.20% | 0.20% |
Certificate Rates
To learn more about our certificates check out our certificates page.
| Balance- 6-Month Term Regular Certificate | Rate | APY* |
|---|---|---|
| $1,000 to $9,999.99 | 3.85% | 3.92% |
| $10,000 to $49,999.99 | 3.85% | 3.92% |
| $50,000 to $99,999.99 | 3.00% | 3.04% |
| $100,000 and above | 3.00% | 3.04% |
| Balance -12-Month Term Regular Certificate | Rate | APY* |
|---|---|---|
| $1,000 to $9,999.99 | 3.75% | 3.82% |
| $10,000 to $49,999.99 | 3.75% | 3.82% |
| $50,000 to $99,999.99 | 3.00% | 3.04% |
| $100,000 and above | 3.00% | 3.04% |
| Balance - IRA Certificate - 1 Year (Traditional or Roth) | Rate | APY* |
|---|---|---|
| $1,000 to $9,999.99 | 4.25% | 4.32% |
| $10,000 to $49,999.99 | 4.25% | 4.32% |
| $50,000 to $99,999.99 | 4.25% | 4.32% |
| $100,000 and above | 4.25% | 4.32% |
| Balance Certificate Builder - 1 Year | Rate | APY* |
|---|---|---|
| $1.00 | 5.00% | 5.12% |
* APY = Annual Percentage Yield
* APR = Annual Percentage Rate
* APR = Annual Percentage Rate
Please note that all rates displayed on this page are subject to change without notice. We strive to provide the most accurate and up-to-date information but cannot guarantee that at all times. To verify rates and details, please contact us at (509) 838-8960