Current loan rates

Here at SMFCU we have great rates on car, boat and RV loans. These are great year-round for all terms. All rates shown are with a .26% deduction for transfer payment. Our current rates are listed below.

We will always Match any Rate you qualify for!
Type of Auto Loan % Financed Term APR
Auto 2009-07 75% 72 4.99%
Auto 2009-07 80% 72 5.24%
Auto 2009-07 90% 72 5.49%
Auto 2009-07 95% 72 5.74%
Auto 2009-07 100% 72 5.99%
Auto 2009-07 105% 72 6.24%
Auto 2009-07 110% 72 6.59%
Auto 2006-03 75% 60 5.99%
Auto 2006-03 80% 60 6.24%
Auto 2006-03 90% 60 6.49%
Auto 2006-03 95% 60 6.74%
Auto 2006-03 100% 60 6.99%
Auto 2006-03 105% 60 7.24%
Auto 2006-03 110% 60 7.59%
Auto 2002-98 90% 48 6.74%
Auto 2002-98 95% 48 6.99%
Auto 2002-98 100% 48 7.24%
Auto 2002-98 105% 48 7.49%
Auto 2002-98 110% 48 7.99%
Auto 1997 & older 90% 48 7.49%
Auto 1997 & older 95% 48 7.99%
Auto 1997 & older 100% 48 8.24%
Auto 1997 & older 105% 48 8.49%
Auto 1997 & older 110% 48 8.99%


Type of Loan % Financed Term APR
Share Secured  up to 180 4.10%
Unsecured  10 10.49%
Unsecured  11 11.49%
Unsecured  48 12.49%
       
RV/Boat loans
RV's/Boats 80% see below 5.99%
RV's/Boats 85% see below 6.24%
RV's/Boats 90% see below 6.49%
RV's/Boats 95% see below 6.74%
RV's/Boats 100% see below 6.99%
RV's/Boats 105% see below 7.99%
RV's/Boats 110% see below 8.15%
RV/Boat terms
Up to $10,000 60 months
Up to $15,000 72 months
Up to $20,000 96 months
Over $20,000 144 months
       
Credit Card     12.90%
       
LOC Overdraft     12.49%
Amount Borrowed Payment
$1 - 500 $30.00
$501 - 1000 $50.00
$1001 - 1500 $75.00
$1501 - 2000 $100.00
Loan types
Auto
Share-secured
Unsecured
RV/Boat
Credit Card
LOC

Loan tools
Need to see how much you can afford, or how much your payments would be? Use our loan calculator.





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